Card processing
Standard card acquiring through our processing partners, settling straight to your own bank account.
Payment gateway
Payments that flow.
Payfluent connects you to a network of acquiring partners and routes every merchant to the right solution. Settle to your bank account or your USDC wallet.
Solutions
One integration. Every way to get paid.
Payfluent is the gateway between you and our acquiring partners, routing each merchant to the right processor and settlement rail.
USDC settlement
Accept the same card payments and settle in USDC to your wallet, with no change to your customer checkout.
Standard and high risk
Coverage for everyday businesses and high risk categories alike, matched to a partner that approves your model.
Financing and factoring
Holding a rolling reserve with a processor? Our financing partners unlock it as working capital, and can factor your future card receivables into cash today.
How it works
From signup to settled in three steps.
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01
Connect
Integrate the Payfluent gateway once. A single connection reaches every acquiring and financing partner we work with.
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02
Route
We match you to the acquirer and solution that fit your business and risk profile.
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03
Settle
Payments land in your bank account or USDC wallet, and financing partners can unlock your reserve or factor receivables on demand.
Ready to get paid your way?
Tell us about your business and we will route you to the right partner.